All About Punto Banco

The game of baccarat, notorious for its link to high rollers, is among the most popular casino card games. Known to be played by everyone from French nobles to James Bond himself, the game is easy to understand, easily accessible to new players, and most of all, a great spectator game.

It can’t be overlooked that at its core, the game of baccarat is so simple that were it not for the fact that bets were made on it, the game really wouldn’t be that exciting at all. In fact, it may even be considered rather dull. But add the hooks of money riding on the results and the game becomes a tense, pulse-pounding affair.

There are a variety of types of baccarat; the most commonly played being punto banco. Punto banco is played in the majority of casinos online, with only a few offering other variations. In fact, when a person asks to play baccarat at a casino, it will be assumed that the player means punto banco. Let us have a closer look at how punto banco is played.

The Rules

Punto banco is similar in many ways to blackjack, but the hand is aiming to achieve as close as possible to a value of nine, as opposed to twenty-one. Importantly, cards that have a usual value of ten, such as jack, queen, and king, are counted as zero in punto banco. In this fashion the picture cards are generally seen as dead cards, or as having no intrinsic value.

Furthermore, if the cards add up to double digits, only the second digit is used. So for example if the cards draw were a 7 and a 6, the total value would be counted as 3. In this case, a third card would be dealt.

It is also to keep in mind that punto banco is played against the house, the term punto referring to the player, and banco referring to the bank. As in blackjack, the real goal of the game is to get closer to the value of 9 then the house.

Drawing A Third Card

The player and bank are first dealt two cards. If the player hand has a value of between 0 and 5, a third card is drawn. In the case of the banker’s hand, similar rules are used, but with a few specific variations that keep the game fair and interesting. The bank is required to draw a third card, in some cases, regardless of the player hand.

In the end the simple rule to understand is that a hand can end with the player winning, house winning, or the game being a tie. It is the purpose of the game to bet on this outcome. Remember that in some online casinos the game is handled entirely by the house, with no person sitting as the player. This is the situation live broadcast punto banco. Since the player does not have any direct input on the game itself, it makes no real difference to the events of the game itself.

Betting Options

Punto banco is generally played on a table that has the betting options clearly marked, with the options being punto, banco, or tie. In order to place a bet, a bettor simply places the desired amount in the area marked on the table. Always be sure to check if the game is high stakes or low stakes before officially placing a bet.

It is very important to keep in mind that if a person bets on either punto or banco, and the result of the game is a tie, the incorrect bets are not lost in this case. Players may simply choose to leave the bet where it stands, or move it to another location. In this regard punto banco is seen as a very generous game.

If betting on a tie and winning, however, the payout is a good one, 8 to 1. This makes betting on tie a very attractive option, although it need not be said that games don’t end in a tie very often. It is not unknown for some online casinos to raise the winning payout of a tie to attract more players. The payouts for a tie are generally clearly stated on the betting table.

Punto Or Banco

If betting on the punto option, and this option wins, the payouts are even money. This means that the bet amount placed will be paid back the exact same. This is the most common bet played in the game, since the odds are decent and the payout amount good.

The banco options pays out 19 to 20, or slightly less then even money, being that a small portion goes to the house. The banco option does have, of course, the highest odds of winning, but the payouts are not especially good, since the casino has to make money somehow.